Help me, my heart's aching?

If you truly felt the way you say you feel about her, then you would somehow have that courage to go up to her. Just realize that she isn't Jesus or anything. You have talked to many girls before. Just because you "love" her, doesn't mean you can't go up to her. I'm sure she would be flattered, and you have to take a chance. If you want her to be really happy, then attempt to be the source of her happiness. Girls love a guy who can make them laugh, give them simple and sweet compliments, and know how to be a romantic guy who knows how to have a good time. Money doesn't mean anything. It's just an object, and it's definetely not the source of our happiness. Whoever feels that way is insane.. but, anyway, go up to her. Get to know her a lot better, and then one day (don't rush), ask her out on a date, and make sure that it's special. Good luck!